Jenny Blogs

Digital Identity Group Remove Damaging Content From Internet

The Digital Identity Group helps individuals and small businesses remove damaging content from internet search results. Digital Identity Group has helped remove over 1500 links to damaging content posted online. If you are your business have been struck my damaging or false content then don’t hesitate to contact the Digital Identity Group about their removal process. Visit, Digital Identity Group reviews for more details.


Since 2012, the Digital Identity Group has helped protect thousands of peoples online reputations. At the forefront of their reputation management is their ability to respond to incidents after they already happen. If your personal or business names appear in malicious posts on Ripoff Report and other websites then you are at risk of showing on the first page of Google search.


Having a false or malicious post about you and your business is not only embarrassing, it can be extremely costly. Digital Identity Group helps people remove the damaging content quickly and cost-effectively. Their discreet removal process helps protect and clean up your good name. The Digital Identity Group also helps restore your business reputation to good standing to stop any continued loss of sales or revenue.


If your name is already being damaged by a review website such as Ripoff Report then you need to act quickly in order to get it removed. Legal changes have made it easier and at times more difficult to remove reports. The removal experts at Digital Identity Group say that you should take advantage of the current legal climate to get it removed. Some remedies that are available right now to persons struck by a Ripoff Report may not be around forever.


The statute of limitations may apply in some cases, making it impossible to remove the reports. In any case, you do not want to leave the damaging content online and untreated or it can get worse. The Digital Identity Group has cost effective solutions to get the removal process started for you. The average take down for them is just 45 days.


To learn more about how to get your damaging posts removed go online to



Effects Of Credit Repair

This is a term referring to the action taken to correct the state of a persons credit. Causes for the need for credit repair can include previous poor credit management, finding errors on a credit report, or the terrible effects of identity fraud.


Actions taken during the process of credit repair might be the improvement of financial behavior or filing disputes with credit bureaus. Depending on the severity of the case, professional legal and financial counsel should be retained to resolve the issue.


Individuals can contact creditors and credit bureaus directly to dispute credit errors for free. Each business might have its own process and guidelines so contact the business involved directly and ask for their specific dispute procedures.


Trying to dispute and resolve errors can be time-consuming and cumbersome. Many people find the experience too frustrating and turn to credit repair companies to resolve the issues. Credit repair companies usually charge a fee for their service. These fees differ depending on the state of residence and the type of service that is requested. Victims of identity theft often require these services due to the vast extent of repairs needed.


Be wary when choosing to hire a credit repair company. Reputable companies do not make outrageous claims, and they clearly explain the terms of the agreement. The Consumer Protection Act was signed in 1996. A part of that act was Credit Repair Organizations Act (CROA). CROA protects consumers rights by making it illegal for credit repair companies to misrepresent what they can do for customers. And it is illegal to charge customers before performing their services. The Federal Trade Commission (FTC) enforces the CROA.


Under this enforcement, credit repair companies are required to:


1.Explain your legal rights in a written contract that details the services to be performed.

2.Elaborate your three-day right to cancel without any charge.

3.Tell how long to expect to get results as promised.

4.Inform the total cost to be paid.

5.Explain any guarantees.


If a credit repair company doesn't abide by promises made, consumers have options.


1.Sue the credit repair company in federal court for the amount up to actual losses or for whatever amount that was paid, whichever is more.

2.Seek punitive damages, a punishment.

3.Join other people in a class action lawsuit against the company


The FTC warns that not all credit repair companies are legitimate, even if they claim to be 'non-profit'. The FTC advises contacting your financial institution or local consumer protection agency as good sources of information and referrals.


If filing bankruptcy, laws require that you get credit counseling from a government-approved organization within six months before filing for bankruptcy. A list of these approved organizations is available at This listing is managed by the U.S. Trustee Program.


Accurate information on your credit report and in your credit history, is a part of your credit history. Therefore, it will remain on your credit report for seven years.


About the Author:


My name is Paty Lewis a Financial Adviser at Zinu Credit Repair. It is a legitimate credit repair companies in US. That offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. If you are looking for the best credit repair company in your area. Please contact me.


Affects Of Improve Credit

The accuracy of your credit report can significantly affect your financial future and can determine if you are approved for future credit. Proper and savvy use of credit as a financial tool is crucial.


The US Federal Trade Commission (FTC) reports that approximately 19% of all credit reports have some sort of error. About 25% of those errors were substantial enough to affect the overall credit score. Disputes can be filed, and corrections made, but an FTC study also indicates that approximately 70% of consumers do not fix all errors.


Errors can originate with any of the participants of the reporting process, either creditors, the bureaus themselves, or consumers. The most common errors involve identity and credit lines erroneously listed under an identity number. Identity errors can be a misspelling of names or an inaccurate address. Sometimes that happens due to poor handwriting or data entry. Another identity error can be caused by the inaccurate use of a maiden name after the name has been legally changed. Accounts that have been closed and still appear as open or past due or accounts that misstate credit amounts have the greatest impact on an overall score. Credit utilization, the amount of credit used compared to total amount of credit available, is a major factor in calculating a credit score.


Disputing credit report errors can become a tangled and time-consuming battle. It's smart to be proactive. There are some simple actions that savvy consumers can take to avoid errors and save themselves a headache.


Pay on Time


It seems easy. Pay your bills on time, as specified by the due date. It is the best and simplest way to efficiently manage your credit health.


Manage Your Use of Credit


This is referred to as Credit Utilization, and this calculation is approximately 30% of a credit score, the second highest factor. Consumers should know the status of their accounts and periodically confirm credit limits on open accounts.


Review Credit Reports from all Three Credit Bureaus


This will confirm the accuracy of identifying information. This action also confirms the status of all accounts, open or closed, as well as credit limits and utilization. This listing would warn the observer if there are accounts misreported either by unintentional error or identity theft. A common error found during review is old accounts reported as still active. In the event that credit is denied, the consumer is entitled to access their credit report at no charge. Please check  credit repair USA for more information.


Be Proactive Against Identity Theft


Proactive actions include collecting mail promptly and discarding it effectively, which might include shredding financial items. Stop junk mail by being removed from mailing lists. Consumers can register on the National Do Not Mail List to stop unsolicited mail.


Identity theft is a growing concern and a valid concern. If a consumer believes their information has been compromised, they can file a fraud alert with the credit reporting bureaus. If a consumer has evidence of identity theft, a police report should be filed to document the incidence. Contacting the credit bureaus with that police department allows the consumer to place a credit freeze at no charge. No credit account can be opened under that social security number while that freeze is in place.


About the Author:


My name is Paty Lewis a Financial Adviser at Zinu Credit Repair. It is a legitimate credit repair firm in USA. That offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. If you are looking for the best credit repair company in your area. Reach me out.


Busting Popular Myths About Credit Repair

Here are a few of the many myths that are busted about rebuilding credit. You must have read and heard a lot about debt management, debt settlement, and credit score. The question is that do these terms mean anything or are they just layman terms? Can credit be repaired in reality? The answer to these questions can be found in them only. It is correct you need to research a little. If you are in trouble with your debts, get an answer to these questions. This article will give you an idea.


Increasing Credit Score will definitely help you lead a better life. Visit, credit history repair for more details.


To start with credit repair is not a mere term and it is very much possible a thing. This means that you can repair your credit without much of a difficulty. Now the question arises as to how can you do so? Again the resolution to these queries lay hidden in the fact which approach you want to opt for, like a do it yourself or professional help.


If you want to stick to the do it yourself method, then you need to understand the importance of the whole thing. To be precise you need to get a fair idea of your position. If you are neck deep in debt and want a way out of this, then you need to get a grip on your spending habits. Pay your creditors on time and get current with your payments. All this will definitely help you lead a better life.


Nonetheless you need to be practical about one thing that is getting professional help for this is a far better idea than opting to do it yourself. A credit advisor on the other hand will hear you out, get all the necessary details from you about your income, and plan thing for you. They will make the required adjustments and assist you with all your queries in regards to debts. All this will in turn help you to get your credit repair done in no time at all. So what are you waiting for? Go ahead and call a credit counselor today!


About the Author:


My name is Paty Lewis a Financial Adviser at Zinu Credit Repair. It is a best credit repair agency in USA. Helps you to fix bad credit. And offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. If you are wondering what are the best ways to repair credit. Please contact me. I am more than happy to serve you.


Effects Of Credit Repair And Procedure Bad Credit

Well a lot of people actually do not understand what exactly credit repair is. So, how can one deal with it? Dealing with credit repair may not seem to be an easy procedure, but in reality it is not that complicated too. Just read on to get a fair idea about how you can do so in the long run.


The first thing that you need is to get a Credit Report from any of the well known credit agencies like Experian, Equifax or TransUnion. You can get one from each if you want or can simply get one to see how your Credit Score looks like as of now. This is the basic thing that you need to do if you are thinking taking a professional help or want to do it yourself.


As soon as you get the report you are requested to read the report thoroughly. Consider this to be an important as it will give you a comprehensive inkling. You can actually find out which is rightly placed and which one has to be removed. Look for partial details, spelling errors and wrong credit history. Make sure you do this as well as this will only help you avoid unwanted credit on file. There is no need to mention that this will take some load off your report for sure.


The Easiest Way to Credit Repair


After all this the easiest way to credit repair is by starting to pay off your debts. Once you restart your payments, you can see the debts vanishing. No wonder this can take care of all that you have not been able to do in the past. Yes you need to keep one thing in your mind that this cannot happen overnight. You need to give it some time. Many people think that it is a matter of one day affair which is not at true. You need to have patience and let it take its time to repair the already damage credit.


About the Author:


My name is Paty Lewis a Financial Adviser at Zinu Credit Repair. It is a legitimate credit repair company in USA. Helps you to fix bad credit. It is also known to be the fastest credit repair company that offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Please contact me. I am more than happy to serve you.



Can Credit Report Checked Identity Theft

Check Your Credit


If you discover activity on your credit report that’s not yours it should be the results of a file merger error. This implies that somebody else’s credit knowledge has been merged with yours. It may sound awful. But it’s pretty innocent and has a simple credit repair cure. So, before you jump to conclusions concerning identity theft take a number of minutes to research.


Get copies of all 3 credit reports. Then circle the unknown accounts, decision and the creditors. Raise them if they need an account in your name. They may tell you that they need no record of the suspect account. Now you’re a victim of a file merger error. This is often simply cured with a little of credit repair. Write to the credit bureaus. Tell them that somebody else’s credit is showing on your report. Raise them to correct the error. Take care to produce your identification. File merger errors are surprisingly common. Credit bureaus can presumably resolve the matter for you quickly.


Resolve the Matter


If on the opposite hand, the creditor acknowledges that the questionable account is yours. You are a victim of identity theft and will implement an additional serious credit repair cure quickly. The honest Credit Reporting Act provides an awfully powerful answer for identity theft victims. You wish to travel the police station with a replica of your credit report. Ask them to produce you with an Identity Theft Report. You may have to be compelled to send this to the credit bureaus together with your identification. Also send a signed statement affirming that the accounts in question don’t have anything to try and do with any transaction of yours. The credit bureaus can block the suspect accounts with a number of days and initiate an investigation.


How to Prevent it


Have you been a victim of identity theft? Are you simply involved concerning preventing the matter from occurring? There are 2 straightforward and effective credit repair solutions. The credit bureaus provide a warning system referred to as a Fraud Alert. A Fraud Alert may be a statement inserted into your credit report requesting. Prospective lenders contact you before extending credit.


All you wish to try and do is raise the credit bureaus to incorporate this statement on your report. Give them with a contact phone variety, and you’re geared up. There’s no charge and also the alert can stay on your credit report for ninety days. Once ninety days you’ll extend it if would like. You’ll additionally cancel it at any time if you’re feeling that the threat has passed. Fraud Alerts, however, don’t seem to be foolproof. A few lenders might ignore the alert and extend credit regardless. A wonderful credit repair answer you ought to implement simultaneously together with your Fraud Alert is credit monitoring.


Credit monitoring may be a service offered by the credit bureaus. These services are able to warn you to any activity on your credit together with inquiries. You’ll be able to expect to pay some fee per month for this service. If somebody tries to use your identity you may be contact in time to avert difficulty.



About the Author:


My name is Paty Lewis a Financial Adviser at Zinu Credit Repair. It is a legitimate credit repair company in USA. That offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Please contact me. And find out what's the best way to repair credit.